In some cases, an injury victim may simply be notified that his or her insurance company is pursuing subrogation and then hear little about it afterward.

However, injury victims should know that if their insurance company tries to recover costs, they must try to recover the cost of your deductible and refund it to you if they succeed.

Many insurance policies actually compel policyholders to cooperate with the company’s pursuit of its subrogation rights should the issue emerge.

Every state is different regarding precisely how and when collateral sources may assert their subrogation rights and how those rights can impact third party lawsuits.

If you have been injured by another person’s negligence, sometimes a number of different parties will claim subrogation rights, and you will very much need the help of a good personal injury attorney familiar with the subrogation laws of your own state.